Imagine a health plan designed just for the golden years of life, where age is no barrier to care and financial worries don’t stand in the way of well-being. That’s exactly what the Ayushman Vay Vandana Card offers to every Indian aged 70 and above.
This special card is part of the much-loved Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, but it’s made even better for senior citizens. Launched by Prime Minister Narendra Modi in October 2024, the scheme brings free medical coverage to those who have spent a lifetime contributing to the nation. The best part? It’s available to everyone over 70, no matter their income or background.
With the Ayushman Vay Vandana Card, you get up to ₹5 lakh every year for your medical needs. This benefit covers nearly 2,000 medical treatments and procedures, including all pre-existing conditions, right from the start—there’s no waiting period. If the main Ayushman Bharat scheme already covers you, you’ll receive an extra ₹5 lakh on top of your existing coverage. If you have another government or private health plan, you can choose the one that suits you best.
So, how do you get this valuable card? The process is simple and can be done from the comfort of your home:
- Step 1: Download the official Ayushman App from the Google Play Store.
- Step 2: Choose to log in as a beneficiary or operator, depending on your role.
- Step 3: Fill in your mobile number, enter the captcha, and select your preferred way to authenticate.
- Step 4: Enter the OTP and captcha code you receive, then log in.
- Step 5: Allow the app to access your location for verification.
- Step 6: Enter the beneficiary’s details, including state and Aadhaar information.
- Step 7: If the beneficiary isn’t found in the system, complete the e-KYC process by giving your consent for OTP-based verification.
- Step 8: Provide a declaration and fill in any required fields.
- Step 9: Enter the beneficiary’s mobile number and OTP again for confirmation.
- Step 10: Add details such as category and PIN code.
- Step 11: Include family members’ information if needed, then submit your application.
- Step 12: Once e-KYC is done and your application is approved, you can download your Ayushman Vay Vandana Card.
With this card in hand, senior citizens can access cashless healthcare for 1,961 procedures across 27 medical specialties. This includes everything from general medicine and surgery to orthopedics, cardiology, and oncology. The card also covers advanced treatments like dialysis for kidney disease, stroke management, total hip and knee replacements, pacemaker implants, and more.
The scheme’s wide network means you’re never far from quality care. Over 30,000 hospitals—including more than 13,000 private hospitals—are part of the network, ensuring that help is always nearby.
In short, the Ayushman Vay Vandana Card is a promise of dignity, support, and peace of mind for every senior citizen in India. It’s not just a card—it’s a ticket to a healthier, happier life in your golden years.
