Check Free Credit Score on Google Pay Every Month With These Steps

Google Pay has emerged as one of the busiest UPI applications, with millions of active users across India. Having a multitude of financial services, including contactless payments, in-app shopping, splitting bills, and cashback offers & discounts, it’s the ideal payment app. Its latest collaboration with TransUnion CIBIL has made it even more capable. The app is now offering a service to its users to know their new credit score every month.

Check Credit Score on Google Pay

The users can now check their credit score on Google Pay within the app after a few clicks. After the update, GPay’s user interface has been redesigned to show users their credit scores. The score gets renewed every month, and you don’t have to pay any charge to view it, unlike both the Paytm and Amazon Pay app, which provides a new credit score every three months.

What is a CIBIL Score?

A CIBIL score is a three-digit credit score which ranges from 300 to 900. With the help of this credit rating, the lenders decide whether you are creditworthy to approve a loan or offer a card with a lucrative credit limit or not. Generally, a lender prefers a borrower with a credit score close to 900 as much as it can get. An ideal score is 750 or above to get instant loan approvals with lower interest rates. To maintain a high credit score, a person can regularly monitor it for any significant drop. And Google Pay has made it easy for its users to get a fresh monthly score with a new update.

Google Pay Credit Score Check and Features

GPay’s credit score offers a viewing feature and also provides effective measures for improving credit scores. Enhancing your credit health with these tips will be a great way.

Also read:

Now Digilocker Process is Mandatory Before Applying for Passport

Steps to Check Credit Score on Google Pay?

• First, launch GPay on your phone.
• Now scroll down to the ‘Manage your money’ option.
• Click on ‘Check your CIBIL score for free.’
• First-time users will have to provide their name, PAN number, etc, to proceed.
• After this step, your credit score will be displayed on your screen with other information like credit history, credit mix, etc.