India’s best Mastercard World Elite credit card is the IndusInd Pioneer Heritage credit card, which is reserved for high-end customers. Including two unique versions: the Pioneer Heritage credit card and the Pioneer Heritage Metal credit card, which is the first metal card offered by IndusInd Bank.

Eligibility Criteria

Creating a pioneer banking connection is essential for applying for an IndusInd Pioneer Heritage card. Fulfilling the following requirements is necessary to get this exclusive partnership with IndusInd Bank:

Average Quarterly Balance Requirement: Keep your current and savings accounts balanced at ₹10 lakhs total.
NRV Requirement: Have a minimum of ₹1 lakh in the savings account and a total net relationship value of ₹30 lakhs across all assets.

Charges And Fees

Joining fee: ₹1,80,000 + GST (Lifetime Free) or ₹90,000 + GST
Annual fee: ₹25000 + GST, and spend ₹10 lakhs to get the full waiver on this card.
Fuel Surcharge Waiver: Enjoy a 1% fee waiver on all transactions between ₹400 and ₹4,000 at all petrol stations.
Interest Rates: A monthly interest rate of 2.99%, equivalent to an annual rate of 35.88%.

Key Features Of IndusInd Bank Pioneer Heritage Credit Card

Earn one reward point for each rupee that is spent on domestic purchases.
One movie ticket is free with the purchase of another.
Each cardholder is entitled to two free trips to an international lounge every calendar quarter.
Get up to Rs. 3,000 off your whole bill when you dine at partner restaurants.
Get 1% of the fuel levy waived on purchases between Rs. 400 and Rs. 4,000.

Benefits Of The IndusInd Bank Pioneer Heritage Credit Card

Welcome Benefits	•) Select from a variety of Oberoi Hotels properties for an exquisite hotel experience. •) Get a Luxe gift card to access merchandise from high-end businesses that have 360 locations spread around 30 Indian cities.
Reward Point Benefits	•) One incentive for each hundred rupees spent on domestic costs. •) For every Rs. 100 spent on international purchases, you will receive 2.5 reward points.
Entertainment Benefits	•) You receive a free movie ticket with every purchase of one. •) You receive three free tickets in one month. •) The maximum cost of each complimentary ticket is Rs. 700. •) If you choose the F&B option, you also receive an extra discount of Rs. 50. •) Receive a discount of 20% or Rs. 350, whichever is less, on each ticket for non-movie events.
Golf Benefits	•) Receive four free golf games and four free golf instruction each month.
Travel Benefits	•) Each cardholder has access to two complimentary trips to foreign lounges every calendar quarter. •) Receive two free visits to domestic lounges per cardholder per calendar quarter.
Concierge Benefits	•) Concierge services are available around the clock for booking hotels, flights, sports, and entertainment.
Insurance Benefits	•) Up to Rs. 2.5 crore in personal air accident coverage. •) The Pioneer Heritage Credit Card from IndusInd Bank is eligible for Total Protect.
Dining Benefits	•) Get up to Rs. 3,000 off the entire bill when you dine at partner restaurants.
Fuel Benefits	•) 1% of transactions between Rs. 400 and Rs. 4,000 are exempt from fuel surcharges.
Club ITC Benefits	•) Customers will enjoy a wonderful dining experience while receiving green points on foods and beverages at ITC and Welcome hotels. •) You can earn 1,000 extra Green Points when you spend a total of Rs. 25,000 on food and drinks.