Banking

All You Need to Know About IDFC First Private Credit Card

IDFC Bank provides high-net-worth people with the IDFC First Private credit card, a premium credit card designed to complement their opulent lifestyle by offering them special premium deals and offers.

It is recommended that you comprehend the characteristics and costs of this credit card, as it is only extended to you upon invitation, so that you may evaluate it against other possibilities and make an informed decision.

Welcome Benefits

  • After paying the registration cost, receive 200,000 reward points, which is equivalent to Rs. 50,000.
  • During the first visit package, a complimentary Taj Epicure membership is offered.

Reward Points

  • 10X reward points for birthday purchases.
  • 6X reward points are awarded for monthly online purchases over ₹30,000.
  • For offline purchases exceeding ₹30,000 per month, 3X reward points are awarded.
  • 1X reward points on insurance premium payments.
  • If used for contributions, an extra 25% of reward points will be awarded. 

Annual Fee Rewards

  • Get 1,00,000 additional reward points when you pay your annual fees.
  • Complimentary Taj Epicure membership with annual price payment.

Travel And Lounge Access

  • Access to local and international airport lounges and spas is free.
  • Complimentary access to train lounges around the nation.
  • Foreign transactions incur a 0% currency markup fee.

Exclusive Privileges

  • Every month, BookMyShow offers discounts of up to Rs. 1500 on all movie, play, and show ticket bookings.
  • Unlimited free golf lessons.

Travel Insurance

  • Trip cancellation insurance of up to Rs. 50,000.
  • Air and travel accident insurance up to Rs. 1,000,000.

Additional Benefits

  • Reward points have no expiration date.
  • There are no over-limit charges.
  • 9% fixed interest rate after payment.
  • There is no late payment fee.

Eligibility Criteria For IDFC First Private Credit Card

This credit card is only available by request. Your relationship with the bank, your monthly and yearly income, and your credit history as a whole will all affect your eligibility for the card. To keep your creditworthiness intact, you must also keep your credit score high. You also need to keep your account balance high and your credit use percentage low.

Fees And Charges Of IDFC First Private Credit Card

FeeAmount
Annual ChargesRs. 50,000
Renewal ChargesRs. 50,000


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Stuti Talwar

Expressing my thoughts through my words. While curating any post, blog, or article I'm committed to various details like spelling, grammar, and sentence formation. I always conduct deep research and am adaptable to all niches. Open-minded, ambitious, and have an understanding of various content pillars. Grasp and learn things quickly.

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