If you hold a Jan Dhan account, it’s important to know that re-KYC (Know Your Customer) is now required to keep your account active and continue enjoying the benefits. Failing to update your documents may impact your banking facilities.
Jan Dhan accounts have become a lifeline for millions, offering easy access to banking and government schemes. With over 55 crore accounts opened, these zero-balance savings accounts have helped bring financial inclusion to the masses. But to maintain the account and its benefits, certain formalities like re-KYC must be completed.
What is Re-KYC and Why Is It Needed?
The Reserve Bank of India (RBI) has announced re-KYC camps for Jan Dhan account holders from July 1 to September 30, 2025, focusing mainly on accounts that have reached 10 years since opening. These camps, held at the Panchayat level, allow customers to update their personal details such as address or contact information as well as submit the necessary documents for verification.
This process is essential, especially for those who have moved or changed their information over the years. Re-KYC ensures your account records stay current and compliant, preventing any disruption in account services.
Additionally, these camps provide an opportunity to enroll in government-backed micro-insurance and pension schemes linked with Jan Dhan accounts. Importantly, no minimum monthly balance is required for these accounts, which makes them accessible for everyone.
Documents You Will Need for Re-KYC
To complete the re-KYC process smoothly, you should carry key identity and address proof documents such as:
- Aadhaar card (mandatory)
- Voter ID card, or
- Ration card, or
- Driving license, or
- Passport
If there are any changes in your address or personal information, this can be updated during the camp visit.
Make sure to take advantage of this opportunity before the deadline on September 30, 2025, to keep your Jan Dhan account active and accessible without any hassles. The re-KYC camps are designed to make the update process simple and convenient near your local area.
