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Step-by-Step Guide to Applying for EPF Monthly Pension with Form 10D

Form 10D must be completed if you are an Employees’ Provident Fund (EPF) member seeking to apply for a monthly pension. To make a pension claim under the Employees’ Pension Scheme (EPS) 1995, you must use this form offered by the Employees’ Provident Fund Organization (EPFO).

The main claimant, who may be the member, a widow or widower, an orphan, a nominee, or other qualified parties, must complete it.

The required documentation must be precisely submitted to prevent delays. Applicants must ensure their account has e-nomination, is KYC compliant, and their Universal Account Number (UAN) is updated with accurate information to access Form 10D online.

Types Of Pension Available

Under the EPS 95 plan, applications for various pensions are made using Form 10D. The kind of pension you are seeking must be specified. Among the choices are:

  • Superannuation Pension: Regardless of employment status, for members who retire at age 58.
  • Reduced Pension: Members who retire between the ages of 50 and 58 after quitting their employment will get a reduced pension.
  • Disablement Pension: Members who quit their jobs owing to a complete and permanent disability are eligible for a disability pension.
  • Pension For Widow And Children: For the surviving spouse and children following the death of the member.
  • Pension For Orphans: For children who survive (up to age 25) following the death or remarriage of the deceased member.
  • Pension For Nominee: For a nominee listed on Form 2(R) if the member was single.
  • Pension For Dependent Parents: For the dependent parents of the departed member who did not designate anybody for a pension and who did not have a family.

Eligibility For EPF Pension

In Form 10D, the pension applicant must choose from the following categories:

  • Member
  • Widow/Widower
  • Major/Orphan
  • Guardian
  • Nominee
  • Dependent Parent

Documents Required For Form 10D

To properly submit Form 10D, these documents must be included:

  • Birth certificates of all family members
  • Aadhaar cards
  • Three attested passport-sized photos of the spouse
  • Bank passbook with the member’s name printed, along with a cheque for offline submissions.

How to Apply for Pension Using Form 10D Online

Follow the below-mentioned steps to apply for your EPF pension online:

  • Go to the EPFO website.
  • Make sure to choose ‘For Employees’ from the list of services.
  • After swiping down, select “Online Services.”
  • To access the Unified Member e-Seva interface, enter your password and Universal Account Number (UAN).
  • After choosing ‘Online Services’, click on the Form 10D option.
  • Check the information on your bank account.
  • If you agree to the terms and conditions, check the box.
  • Proceed with the online claim.
  • Check the information about your family members, including their names.
  • Upload a file with your name printed on your bank passbook.
  • Examine the submitted information and ask for an OTP to be issued to the cellphone number you registered with Aadhaar.
  • Fill out the form and enter the OTP you received.


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Stuti Talwar

Expressing my thoughts through my words. While curating any post, blog, or article I'm committed to various details like spelling, grammar, and sentence formation. I always conduct deep research and am adaptable to all niches. Open-minded, ambitious, and have an understanding of various content pillars. Grasp and learn things quickly.

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