The Unified Payments Interface (UPI) has unquestionably changed how everyday transactions are conducted. Previously, everyone carried cash, but these days, all you need is a cell phone. UPI makes it possible to send money to someone or buy groceries in a matter of seconds. A UPI ID or registered cellphone number is all you need.
However, a four- or six-digit UPI PIN must be entered for each UPI transaction, ensuring that the correct person is making the payment. This PIN has historically been created via a debit card; however, an Aadhaar card is now an alternative.
Remarkably few individuals are aware that the National Payments Corporation of India (NPCI) provides two ways to create a UPI PIN: utilising an Aadhaar card or the conventional debit card approach. To set your PIN without a debit card, follow these steps.
Essential Requirements For Setting A UPI PIN Via Aadhaar
- Your Aadhaar number and phone number need to be connected.
- Your bank account and mobile phone need to be linked.
How To Establish A UPI PIN Without Using A Debit Card
- Open the UPI app and input the information for your bank account.
- Choose the UPI PIN setup option.
- Select the option for Aadhaar.
- For verification, enter your Aadhaar number’s first six digits.
- Enter the OTP that was sent to the registered mobile phone you provided.
- After that, you will be prompted to generate a UPI PIN.
- Confirm your UPI PIN, enter the OTP again, and set up a new PIN.
