In a step that will cut your frequent errands to the banks, the National Payments Corporation of India (NPCI) is asking the top banks to make cash deposits at their ATMs a necessary feature. As of now, only a few banks including Union Bank and Andhra Bank allow users to deposit cash in their or third party’s account using an ATM.

The banks will use the National Financial Switch (NFS) service developed by Institute for Development & Research in Banking Technology (IDBRT) to deposit and withdraw cash from any ATM.

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The move will not only help users to easily get their cash deposited but will also curb the pressure of work on banking employees. Moreover, the same cash which has been deposited can be used to make withdrawals as well thus the pressure of replenishing the ATMs with cash will also come down.

As per NPCI data, 14 banks are pushing such a feature and around 30,000 ATMs of top banks could immediately be upgraded into interoperable deposit machines using the IDBRT-developed mechanism, without any significant hardware upgrades.

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One enabled, you can make deposits at any bank’s ATM irrespective of the fact whether you own the same bank’s account or not. In a simple sentence, if you are an HDFC account holder, you can deposit cash into your account by depositing money into an SBI ATM.