ICICI Bank Announces New ATM and Transaction Charges Effective July 1, 2025

Get ready for some important changes if you’re an ICICI Bank customer! Starting July 1, 2025, ICICI Bank is updating its ATM and transaction charges. Here’s everything you need to know in simple words so you can manage your money smartly.

New ATM Transaction Rules

ICICI Bank ATMs:

• Enjoy 5 free transactions every month at ICICI Bank ATMs.
  
• After the free limit, each extra transaction will cost you Rs 23.
  
• Checking your balance or other non-financial transactions at ICICI ATMs will still be free.
  

Other Bank ATMs:

• In metro cities, you get 3 free transactions per month at non-ICICI ATMs.
  
• In non-metro areas, you get 5 free transactions per month.
  
• After using your free limit:
  
  • Financial transaction: Rs 23 per transaction
    
  • Non-financial transaction: Rs 8.50 per transaction
    

International ATM Usage:

• Cash withdrawal: Rs 125 per transaction
  
• Non-financial transaction: Rs 25 per transaction
  
• Currency conversion fee: 3.5% of the transaction amount
  

Good News for Senior Citizens:
All ATM charges are waived for senior citizens!

Updated IMPS Transfer Charges

Transferring money using IMPS? Here are the new charges:

• Up to Rs 1,000: Rs 2.50 per transaction
  
• Rs 1,001 to Rs 1 lakh: Rs 5 per transaction
  
• Rs 1 lakh to Rs 5 lakh: Rs 15 per transaction

Cash Transactions at Branches and CRMs

• You get 3 free cash transactions per month at ICICI Bank branches or Cash Recycler Machines (CRMs).
  
• After the free limit, each transaction will cost Rs 150.
  

For cash deposits over Rs 1 lakh in a month:

• Rs 150 flat or Rs 3.50 per Rs 1,000 (whichever is higher)
  

Third-party cash deposit limit:
Rs 25,000 per transaction

Debit Card Fees

• Annual debit card fee: Rs 300 for regular customers, Rs 150 for rural customers
  
• Card replacement fee: Rs 300