Digital fraud is on the rise, and scammers are finding new ways to trick people. Recently, the Department of Telecommunications (DoT) has warned everyone in India about a sharp increase in SIM swap scams and fake calls. It’s important for all mobile users to be aware and take steps to protect themselves.
What Is SIM Swap Fraud?
SIM swap fraud is a trick used by cybercriminals to take control of your mobile number. Here’s how it usually happens:
- Scammers pretend to be from your mobile service provider.
- They may call or message you, asking for personal information or your KYC (Know Your Customer) details.
- Sometimes, they send links that look official but are actually fake.
- If you share your details or click on these links, the scammers can get a new SIM card with your number.
- Once they have your number, they can receive your calls and messages, including one-time passwords (OTPs) for banking and other services.
Why is this dangerous?
- With your OTPs, scammers can access your bank accounts and other sensitive information.
- They can steal money or use your identity for illegal activities.
How Do Scammers Carry Out SIM Swaps?
Scammers use clever tricks to get your information. Here’s what they do:
- Social engineering: They act friendly and convincing, pretending to help you with your SIM card.
- Fake calls and messages: They might say your SIM will be blocked unless you update your details.
- Phishing links: They send links that look real but are designed to steal your data.
What happens next?
- If you share your details, the scammer requests a new SIM card from your mobile provider.
- Your old SIM stops working, and the scammer’s new SIM becomes active with your number.
- Now, the scammer can receive your OTPs and access your accounts.
What Is the Government Doing to Help?
The DoT has taken steps to make things safer for everyone:
- Biometric verification: Now, you must give your fingerprint or other biometric data to get a new SIM card.
- SMS delay: When a new SIM is issued, SMS services are blocked for 24 hours. This gives you time to notice if something is wrong before scammers can get your OTPs.
How Can You Stay Safe?
Here are some simple tips to protect yourself from SIM swap scams:
- Never share personal details: Don’t give out your KYC information, passwords, or OTPs to anyone over the phone or online.
- Don’t click on suspicious links: Be careful with messages that promise prizes or gifts, especially if they ask you to click a link.
- Ignore unknown callers: If someone claims to be from your mobile provider and asks for sensitive information, hang up and call your provider directly.
- Keep your social media private: Only allow trusted friends and family to see your personal details online.
- Report suspicious activity: If you get a strange call or message, report it to your mobile provider or the authorities right away.
SIM swap scams are a serious threat, but you can protect yourself by staying alert and following these simple safety tips. Always be careful with your personal information, and don’t let scammers trick you. If something feels wrong, trust your instincts and double-check with your service provider. Stay safe and spread the word to help others avoid falling victim to these scams.
